A VA cash out refinance in Arizona can reach 90% of your home's value, versus 80% for conventional and FHA. See the rules, the numbers on a $550,000 Phoenix home, and when it beats a HELOC. Pillar Mortgage Group.
Foreign national loans in Arizona typically need 25% to 40% down and 6 to 12 months of reserves, with no U.S. credit score or Social Security number required. Here is how overseas and Canadian buyers qualify. Pillar Mortgage Group.
Staging helps buyers picture living in your home, but not every room earns the cost. Here is what Arizona sellers should stage, what to skip, and where photos matter more. Pillar Mortgage Group, NMLS #2700076
A flat fee MLS listing puts your Arizona home on the MLS for a few hundred dollars. Here is what that fee covers, what it does not, and which sellers actually net more. Pillar Mortgage Group, NMLS #2700076
RefiNow and Refi Possible let Arizona homeowners at or below 100 percent of area median income refinance with up to 65 percent DTI, 97 percent LTV, a 620 score, and a $500 appraisal credit. Here is who actually qualifies. Pillar Mortgage Group, NMLS #2700076.
Signed with a listing agent and want out? Here is how Arizona listing agreements actually end, who has authority to cancel, and why the protection period is the clause that costs sellers money. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).