The standard Arizona purchase contract already decides what conveys, and the list is longer than most sellers expect. What stays, what is optional, and how to keep something you love. Pillar Mortgage Group, NMLS #2700076
Decluttering is the prep step almost every listing agent asks for, and most sellers clear the wrong rooms first. What has to go, what a storage unit is really for, and what to skip. Pillar Mortgage Group, NMLS #2700076
A VA cash out refinance in Arizona can reach 90% of your home's value, versus 80% for conventional and FHA. See the rules, the numbers on a $550,000 Phoenix home, and when it beats a HELOC. Pillar Mortgage Group.
Foreign national loans in Arizona typically need 25% to 40% down and 6 to 12 months of reserves, with no U.S. credit score or Social Security number required. Here is how overseas and Canadian buyers qualify. Pillar Mortgage Group.
Most move up sellers hand both sides to one agent without ever interviewing the listing side. Here is when that saves you money, when it quietly costs you, and what to settle on day one. Pillar Mortgage Group, NMLS #2700076
Staging helps buyers picture living in your home, but not every room earns the cost. Here is what Arizona sellers should stage, what to skip, and where photos matter more. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).