VA Funding Fee on an Arizona Refinance 2026: Who Pays It, Who Is Exempt, and What It Costs

Published on: 09/22/2026

The VA funding fee is 0.5% on an IRRRL and 2.15% to 3.3% on a VA cash out refinance, and veterans receiving VA disability compensation pay nothing at all. Here is how it works in Arizona. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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