The standard Arizona purchase contract already decides what conveys, and the list is longer than most sellers expect. What stays, what is optional, and how to keep something you love. Pillar Mortgage Group, NMLS #2700076
Decluttering is the prep step almost every listing agent asks for, and most sellers clear the wrong rooms first. What has to go, what a storage unit is really for, and what to skip. Pillar Mortgage Group, NMLS #2700076
Most sellers call a listing agent two weeks too late. Here is the real runway from first call to money in the bank, what calling early does not commit you to, and the 90 day prep sequence. Pillar Mortgage Group, NMLS #2700076
Buyers do not mind pets. They mind the evidence. What to repair, what to clean, what to disclose, and the two pet problems that actually cost you money at closing. Pillar Mortgage Group, NMLS #2700076
Escrow pays your mortgage off from the sale proceeds at closing. Here is what the payoff statement includes, why it exceeds your balance, the liens escrow finds, and when your impounds come back. Pillar Mortgage Group, NMLS #2700076
Replace the water heater before listing only if it leaks, is out of warranty and corroded, or sits where a failure floods finished space. Age alone is not a reason. Here is the math. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).