An interest only DSCR loan lowers the payment the rent has to cover, which can lift the ratio past 1.00. See the math on 40 year and 30 year options, the 70% and 65% LTV limits, and the equity you trade away. Pillar Mortgage Group.
One HUD rent covers Bexar, Comal and Guadalupe counties, but values and tax rates do not. See how San Antonio, New Braunfels and Seguin rentals pencil out on a DSCR loan with 2027 rents and 2025 tax rates. Pillar Mortgage Group.
Texas rentals carry combined tax rates near 1.8% to 2.3% of value. See how 2025 county, city and school district rates in Houston, Dallas, Fort Worth, Austin and El Paso move the DSCR on a rental loan. Pillar Mortgage Group.
Using a DSCR loan for the refinance step of BRRRR? Our DSCR programs allow cash out up to 80% LTV with no ownership seasoning. The math on a sample deal, interest only limits and what to confirm first. Pillar Mortgage Group.
Can you use gift funds on a DSCR loan? Yes. A 100% gift can cover the down payment, closing costs and reserves on our DSCR programs. How it works, the IRS gift rules for 2026 and what to ask first. Pillar Mortgage Group.
Which Ohio cities pencil out for a rental? Dayton, Toledo, Cleveland, Cincinnati, Akron and Columbus ranked on HUD 2027 rents and Census home values, with the DSCR math on each. Pillar Mortgage Group.
Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Company NMLS #2700076 | Arizona Mortgage Broker License MB-2009671 | View NMLS Consumer Access