Your Arizona mortgage broker,from first call to keys.
Pillar Mortgage Group helps buyers, homeowners and investors across Arizona compare loan options with a licensed broker who explains the numbers in plain English. We shop available lender options on your behalf, walk you through the tradeoffs, and keep you updated from pre-approval through closing.
Pillar Mortgage Group, LLC, NMLS #2700076 | Arizona License MB-2009671 | Equal Housing Opportunity
Start Your Arizona Loan
No commitment · A real person follows up
Request received.
A member of the Pillar team will reach out shortly to talk through your Arizona purchase or refinance.
Pillar Mortgage Group, LLC is a licensed Arizona mortgage broker (Company NMLS #2700076, Arizona License MB-2009671) headquartered at 9089 E Bahia Dr, Suite 101A, Scottsdale, AZ 85260. We serve borrowers throughout Arizona. As a broker rather than a single bank, we compare loan programs and pricing from multiple lenders to help each client find a fit for their goals, including conventional, FHA, VA, jumbo, DSCR and bank statement loans, plus refinancing.
The process runs by phone, video and secure online application, so the experience is the same whether you are buying in the Valley, in Southern Arizona or up north. Our team is led by Blake Hermann, Director of Lending (NMLS #2271358). All loans are subject to eligibility and underwriting.
Statewide Arizona, start to finish.
Pillar serves borrowers throughout Arizona. From our Scottsdale office we help buyers and homeowners across the greater Phoenix area, Tucson, Flagstaff, Prescott and smaller communities around the state.
Scottsdale Mortgage Broker
Local guidance from our East Bahia Drive office for Scottsdale buyers, including second homes, HOA communities and higher price points that may call for jumbo financing.
Explore our Scottsdale pagePhoenix Mortgage Broker
Help for Phoenix buyers and homeowners, from first condos to move-up homes and rental properties, with available lender options compared side by side.
Explore our Phoenix pageMany loan types. One Arizona team.
We match the program to your situation instead of fitting you into a box. Browse all of our Arizona loan programs or jump to the one that fits.
Conventional Loans
Flexible financing for primary homes, second homes and investment properties across Arizona.
- Purchase and refinance
- Fixed and adjustable options
- Low down payment options may be available for eligible buyers
FHA Loans
Government-insured financing with flexible qualifying for eligible primary residence buyers, subject to FHA guidelines and lender approval.
- Owner-occupied homes
- Mortgage insurance explained up front
- Popular with first-time buyers
VA Loans
For eligible veterans, service members and qualifying surviving spouses, subject to VA eligibility and lender approval.
- Certificate of Eligibility guidance
- Purchase and refinance
- VA appraisal process explained
Jumbo Loans
Financing for loan amounts above the conforming limit, common in Scottsdale, Paradise Valley and parts of North Phoenix.
- Primary and second homes
- Reserve and documentation needs explained early
- Multiple jumbo lenders compared
DSCR Loans
Financing for Arizona rental properties that looks mainly at the property’s rental income rather than your personal income documentation, subject to eligibility.
- Long-term and short-term rental scenarios
- Individual or LLC vesting may be available
- Purchase and refinance
Bank Statement Loans
An alternative documentation path for business owners and 1099 earners whose tax returns do not tell the full story.
- Income reviewed from bank deposits
- Personal or business statements
- Subject to eligibility and underwriting
Buying, refinancing or investing in Arizona.
Different goals call for different starting points. Here is how we usually begin.
Start with a real pre-approval
We review income, assets and credit up front so your letter means something to sellers. Learn how our mortgage pre-approval process works, then shop with a clear price range in mind.
Check whether it makes sense
A refinance can change your rate, your term or your loan type, or let you tap equity. We compare available options and show you the costs next to the benefits so you can decide if the move is worth it.
Match the loan to the rental plan
Long-term rentals, short-term rentals and portfolio growth each fit different programs. We compare DSCR and conventional investment options, and remind you to confirm local and HOA rental rules before you buy.
How to compare Arizona lender options using Loan Estimates.
The headline rate is only one piece. The Loan Estimate is a standard three-page form every lender must give you after you apply, and it is the cleanest way to compare offers side by side. Here is what to look at.
| What to check | Where to find it | Why it matters |
|---|---|---|
| Interest rate and APR | Page one, Loan Terms; page three, Comparisons | APR folds certain costs into one figure, so two offers with the same rate can differ. |
| Origination charges | Page two, Section A | These are the lender's own fees, including any points you pay to lower the rate. |
| Services you can shop for | Page two, Section C | Title and some other services may be shopped, which can change your total costs. |
| Cash to close | Page two, Calculating Cash to Close | Shows roughly what you bring to closing after deposits and credits. |
| Loan features | Page one, Loan Terms | Check whether the rate can change, and whether there is a prepayment penalty or balloon payment. |
Ready to see your Arizona options?
Get a pre-approval in hand before you write an offer, or request a side-by-side look at available lender options for your scenario.
The clarity Arizona borrowers deserve.
We communicate clearly, plan for documentation early and treat your loan like it matters, because it does.
Options, not one menu
A bank can only offer its own programs. As a broker, we compare available lender options and show you how they differ on rate, costs and terms.
Transparent from day one
We walk you through your Loan Estimate and Closing Disclosure so you know what each line means before you sign.
A real person follows up
You work directly with our team from application to closing, anywhere in Arizona. Book a call or send an email and you hear back from a person, not a queue.
Complex files welcome
Self-employed income, investment properties, second homes and relocations all take extra care. We plan for the paperwork up front.
Simple steps, done right.
The same clear path whether you are buying your first home in Tucson or refinancing in Chandler. See the full mortgage process for more detail.
Talk Goals
Tell us what you want to buy or refinance and what monthly payment feels comfortable. No commitment to talk.
Get Pre-Approved
We review income, assets and credit. When you qualify, you get a written pre-approval to shop with confidence.
Compare and Lock
Once you are under contract, we compare available lender options and help you decide when to lock your rate.
Close with Clarity
We coordinate appraisal, underwriting and title with your agent and keep you updated through closing day.
Hear from Arizona borrowers directly.
We share verified feedback in one place so you can read it in full. Visit our reviews and client results page.
Blake was amazing! He handled our transaction exceptionally fast and easy. I would definitely recommend him. Excellent!
Great people to work with. Seamless and quick refi. Thank you for your help.
We shopped our options, and he came back with the best rate of the bunch. Then he backed it up with service. He answered texts and calls at all hours.
Published Google reviews shown in clients' own words. Individual experiences vary.
Arizona mortgage questions, straight answers.
Do not see yours? Contact our team or email [email protected].
Ready to make your move in Arizona?
Start your pre-approval online, or compare your loan options with a mortgage expert. You can also book a call or email [email protected].
Not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and property eligibility. Programs and terms may change without notice. Pillar Mortgage Group, LLC | NMLS# 2700076 | AZ License MB-2009671 | Equal Housing Opportunity. See Licensing and Disclosures.