Move Ups and Master Planned Living North of Phoenix.
Pillar Mortgage Group arranges home loans in Anthem for move up buyers, retirees and families who want master planned living north of Phoenix. We shop multiple wholesale lenders for conventional, VA, asset depletion and bank statement loans, and we can help you buy before you sell.
Facts checked November 8, 2026. Not a commitment to lend.
Master planned living and higher price points change the loan math here.
Anthem is a master planned community served by the Anthem Community Council, a civic league that is not an HOA (Anthem Community Council). Neighborhood associations can still carry their own dues, so confirm them and add them to the calculator below.
Anthem is a Census designated place, not an incorporated city (Census). That does not change your loan, but it can change who provides some services, so ask your agent about them as you shop.
With 84.9% of Anthem homes owner occupied (Census), most buyers here already own. Bridge financing lets you buy your next home before your current one sells. We quote your terms in writing.
Anthem Community Park covers 63 acres, with catch and release fishing lakes, the Daisy Mountain Railroad, a skate park and the Anthem Veterans Memorial (Anthem Community Council). The community sits at the base of Daisy Mountain, with ten miles of hiking and biking trails running through town (Visit Arizona). Moving here full time with kids or grandkids in mind? Shortlist homes by how close they sit to the park, then get pre-approved for that price range before you tour.
Led by the loans that fit Anthem move ups and retirement moves.
Purchases and refinances up to the 2026 conforming limit of $832,750 (FHFA). Put 20% down and skip PMI.
Moving up? Buy your next Anthem home before your current home sells with bridge financing. We quote your terms in writing.
Anthem is home to 1,627 veterans (Census). With full entitlement there is no VA loan limit (VA), and the funding fee can be financed.
Retired, or living on savings? Asset depletion qualifies you on liquid assets instead of a paycheck. A strong fit in a community where 23.1% of residents are 65 or older (Census).
As little as 3.5% down with flexible credit. The 2026 FHA limit in Maricopa County is $557,750 (HUD).
Buying your first Anthem home? Get the Arizona first time buyer checklist and a clear plan from pre-approval to keys.
Self employed? Qualify on deposits instead of tax returns. 660 minimum score, 10 to 25% down, up to $4 million.
Buying a rental in Anthem? DSCR loans qualify on the property's rent, with ratios as low as 0.50 on eligible programs, and you can close in an LLC.
See the full monthly payment, including taxes, insurance, HOA and mortgage insurance. Your numbers stay in your browser.
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Estimate only, not a quote or a commitment to lend. FHA figures use HUD's 1.75% upfront premium (financed) and HUD's annual premium by loan size and down payment (on 30 year loans, 0.50% or 0.55% for base loans of $726,200 or less and 0.70% or 0.75% above that; on 15 year loans, 0.15% or 0.40% for base loans of $726,200 or less and 0.15%, 0.40% or 0.65% above that); VA figures use VA's funding fee for first use (2.15% under 5% down, 1.5% at 5% to under 10%, 1.25% at 10% or more), financed. Conventional loans under 20% down usually carry PMI; enter your quote. Taxes and insurance vary by home.
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Tell us the home and the plan, a move up, a downsize or a retirement move. A real person follows up with your options, usually the same day.
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We will reach out shortly with your options.
Straight answers for buyers and homeowners in Anthem and the North Valley.
Programs summarized; subject to lender guidelines, property and borrower eligibility. Not a commitment to lend.
Book a Free CallShopping across the North Valley? We lend in every one of these cities and everywhere else in Arizona.
Primary sources, each checked November 8, 2026. Program terms come from Pillar Mortgage Group and are subject to change.
Reviewed by Pillar Mortgage Group. Last reviewed November 2026.
Pre-approval, a lender comparison and a straight answer on what you qualify for, for your next move.
Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. Not a commitment to lend.
Company NMLS #2700076 | Arizona Mortgage Broker License MB-2009671 | View NMLS Consumer Access