From Renting to Owning in the West Valley.
Pillar Mortgage Group helps Glendale renters, first time buyers and veterans get into a home of their own. FHA and VA usually start the conversation here, and we price them next to conventional and bank statement loans from multiple wholesale lenders so your first payment never surprises you.
Facts checked November 8, 2026. Not a commitment to lend.
Maricopa County loan mix
77.3 / 15.6 / 7.1
Percent conventional, FHA and VA of 2024 home loans reported under HMDA
Led by the loans that get Glendale renters into ownership, with options for move up buyers and investors too.
As little as 3.5% down with flexible credit. The 2026 FHA limit in Maricopa County is $557,750 (HUD).
Buying your first Glendale home? Get the Arizona first time buyer checklist and a clear plan from pre-approval to keys.
Glendale is home to 11,366 veterans (Census). With full entitlement there is no VA loan limit (VA), and the funding fee can be financed.
Purchases and refinances up to the 2026 conforming limit of $832,750 (FHFA). Put 20% down and skip PMI.
Already own in Glendale? Refinance to a new rate or term, or tap your equity with a cash out refinance. We compare multiple lenders before you lock.
Buying a rental in Glendale? DSCR loans qualify on the property's rent, with ratios as low as 0.50 on eligible programs, and you can close in an LLC.
Self employed? Qualify on deposits instead of tax returns. 660 minimum score, 10 to 25% down, up to $4 million.
Moving up? Buy your next Glendale home before your current home sells with bridge financing. We quote your terms in writing.
Glendale is a renter heavy city with real buying power. Here is what to plan for.
Only 57.2% of Glendale homes are owner occupied (Census). If you rent today, compare your rent to a full payment with taxes and insurance in the calculator below. It is often closer than people think, and FHA needs as little as 3.5% down.
The Glendale median home value is $387,500 (Census), well under the 2026 Maricopa County FHA limit of $557,750 (HUD). Most Glendale homes fit FHA with room to spare.
The city's targeted industries page names Banner Health, Midwestern University, Bechtel, Mattel and Credit Union West among the employers in Glendale's key sectors (City of Glendale). Steady W2 income makes for a clean file. Commission or bonus pay? We show you how lenders count it.
Glendale is home to State Farm Stadium, where the Arizona Cardinals play and three Super Bowls have been held, plus the Westgate Entertainment District and Desert Diamond Arena (City of Glendale). The stadium sits just steps from Westgate (Westgate). Love the idea of walking to game night? Tour the street on an event evening before you offer, and if you are one of the 11,366 veterans here (Census), ask how VA fits.
See the full monthly payment, including taxes, insurance, HOA and mortgage insurance. Your numbers stay in your browser.
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Estimate only, not a quote or a commitment to lend. FHA figures use HUD's 1.75% upfront premium (financed) and HUD's annual premium by loan size and down payment (on 30 year loans, 0.50% or 0.55% for base loans of $726,200 or less and 0.70% or 0.75% above that; on 15 year loans, 0.15% or 0.40% for base loans of $726,200 or less and 0.15%, 0.40% or 0.65% above that); VA figures use VA's funding fee for first use (2.15% under 5% down, 1.5% at 5% to under 10%, 1.25% at 10% or more), financed. Conventional loans under 20% down usually carry PMI; enter your quote. Taxes and insurance vary by home.
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Tell us what you pay in rent and what you want to buy. A real person follows up with your options, usually the same day.
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Straight answers for buyers and homeowners in Glendale and the West Valley.
Programs summarized; subject to lender guidelines, property and borrower eligibility. Not a commitment to lend.
Book a Free CallShopping across the West Valley? We lend in every one of these cities and everywhere else in Arizona.
Primary sources, each checked November 8, 2026. Program terms come from Pillar Mortgage Group and are subject to change.
Reviewed by Pillar Mortgage Group. Last reviewed November 2026.
Pre-approval, a lender comparison and a straight answer on what you qualify for, whether this is your first home or your next one.
Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. Not a commitment to lend.
Company NMLS #2700076 | Arizona Mortgage Broker License MB-2009671 | View NMLS Consumer Access