Relocation, Move Ups and First Homes in the Tech Hub.
Pillar Mortgage Group arranges home loans across Chandler, from a relocation purchase for a new job to a move up or a first home. Relocating employees, move up buyers and first timers get conventional, FHA, VA, jumbo, bank statement and bridge options priced across multiple wholesale lenders, with your agent kept in the loop to closing.
Facts checked November 8, 2026. Not a commitment to lend.
Maricopa County loan mix
77.3 / 15.6 / 7.1
Percent conventional, FHA and VA of Maricopa County 2024 home loans reported under HMDA
Led by the loans that fit Chandler prices and Chandler careers. Every one is available across the city.
Chandler's median home value of $507,800 (Census) sits well under the $832,750 conforming limit (FHFA). Strong credit and 20% down usually means the best pricing and no PMI.
Moving up within Chandler, or across the Valley? Buy the next home before the current one sells with bridge financing. We quote your terms in writing.
As little as 3.5% down with flexible credit. The 2026 FHA limit in Maricopa County is $557,750 (HUD), above the Chandler median home value.
Chandler is home to 13,307 veterans (Census). With full entitlement there is no VA loan limit (VA), and the funding fee can be financed.
Get the Arizona first time buyer checklist and a clear plan from pre-approval to keys.
Any loan above the 2026 conforming limit of $832,750 (FHFA) is a jumbo loan. We shop jumbo lenders so the bigger number still gets real options.
Consultant, contractor or business owner? Qualify on deposits instead of tax returns. 660 minimum score, 10 to 25% down, up to $4 million.
Buying a rental? DSCR loans qualify on the property's rent, with ratios as low as 0.50 on eligible programs, and you can close in an LLC.
Retired, or living on savings? Asset depletion qualifies you on liquid assets instead of a paycheck.
A tech hub with steady demand. Plan for these before you write an offer.
Chandler's top employers include Intel, Wells Fargo, Bank of America, Northrop Grumman, Microchip, NXP and PayPal (City of Chandler). Starting a new job? An offer letter can often support your income before your first paycheck, depending on the lender.
At the $507,800 median home value (Census), 20% down is $101,560 and the loan is $406,240 (our math from the Census figure), comfortably conforming. Less down works too, with PMI we compare across lenders.
65.0% of Chandler homes are owner occupied (Census), and owners moving up face a timing problem. Bridge financing lets you buy first and sell second, so you are not stuck with a contingent offer.
Chandler sits in the southeast part of metropolitan Phoenix at 1,213 feet (Arizona Commerce Authority). Shopping Gilbert and Tempe too? We can pre-approve you once and shop all three.
Since 1957, Chandler has lit a holiday tree built from nearly 1,200 tumbleweeds on a 33 foot frame in Dr. A.J. Chandler Park on the historic downtown square (Visit Chandler). Also in Downtown Chandler, the San Marcos Golf Course opened in 1913 as Arizona's first grass golf course (Visit Chandler). If a walk to the square matters to you, tell us early, and your pre-approval gets sized to the homes closest in.
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Estimate only, not a quote or a commitment to lend. FHA figures use HUD's 1.75% upfront premium (financed) and HUD's annual premium by loan size and down payment (on 30 year loans, 0.50% or 0.55% for base loans of $726,200 or less and 0.70% or 0.75% above that; on 15 year loans, 0.15% or 0.40% for base loans of $726,200 or less and 0.15%, 0.40% or 0.65% above that); VA figures use VA's funding fee for first use (2.15% under 5% down, 1.5% at 5% to under 10%, 1.25% at 10% or more), financed. Conventional loans under 20% down usually carry PMI; enter your quote. Taxes and insurance vary by home.
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Tell us the home and the plan, whether it is a relocation, a move up or a first home. A real person follows up with your options, usually the same day.
No commitment · Under 2 minutes
We will reach out shortly with your options.
Straight answers for buyers and homeowners in Chandler and the Southeast Valley.
Programs summarized; subject to lender guidelines, property and borrower eligibility. Not a commitment to lend.
Book a Free CallShopping across the Southeast Valley? We lend in every city around Chandler and everywhere else in Arizona.
Primary sources, each checked November 8, 2026. Program terms come from Pillar Mortgage Group and are subject to change.
Reviewed by Pillar Mortgage Group. Last reviewed November 2026.
Pre-approval, a lender comparison and a straight answer on what you qualify for, wherever you are buying in Chandler.
Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. Not a commitment to lend.
Company NMLS #2700076 | Arizona Mortgage Broker License MB-2009671 | View NMLS Consumer Access